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We believe in passing on knowledge.

According to Google, which offers employees a course on mindfulness meditation, and Lululemon, a company that keeps a Director of Mindfulness on staff, the answer is a resounding yes.

Mindfulness, as American scientist Jon Kabat-Zinn defines it, is simply "paying attention in a sustained and particular way – on purpose, in the present moment and non-judgmentally."

Research has shown that practicing mindful meditation can lead to reduced stress, lowered blood pressure, increased brain activity, and improved immune response. It's also been shown to have measurable value for companies when their leaders and employees practice mindfulness, too.


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Small businesses can grow in boom times as well as periods of difficulty by working smarter and taking advantage of opportunities. Put these following effective tips into practice to help grow your business.

1. Utilise new technology

Modern technology can save you time, improve productivity and reduce your operational costs. Make use of Facebook, Twitter, Google+ and other social media tools to market your business.

Dropbox is a cloud-based service that can be used for document creation and sharing, while Skype is commonly used for calling or video conferencing.

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These days your personal data is everywhere, and that information is valuable to marketers, hackers and everyone in between. If you want to prevent the unauthorized use of your personal information, you need to take a proactive approach to protecting yourself and your identity.

You can no longer afford to be blasé about your data security - if you are not taking proactive measures to prevent the use of your personal information, you are opening yourself up to all kinds of problems. Here are some tips you can use to protect yourself and your data in this age of data breaches.

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 If a business owner said to you that they run their business without a budget, what would you think? You'd think they were incompetent. Or perhaps lazy? Or both?

But what do most families do?

When you think about it, a family is actually a mini business. There is income, there are expenses and there is, hopefully, something left over to invest and to enjoy.

So why don't most families operate to a budget?

After all, a personal budget helps you to see your financial direction and helps you stay (or get back!) on track. It's a great comfort.

One reason some people don't put together a budget is the feeling of being  overwhelmed, of being too busy, of feeling like life is too complex to keep track of all that.

Well the good news is we can handhold you through the process and make it easy for you.

But before we look at the 'how' aspects, let's consider 3 more reasons why a personal budget is such an important tool to help you achieve your financial goals and dreams.

  1. Most of your money is already spoken for long before you get it

The money you earn has already been promised to keep the electricity on, make the loan repayments and pay for the insurance. Most of what many people think of as budgeting is really honouring the commitments you have already have.

Now since we are all honest people and plan to pay these bills, the first step is to track these bills and see what is left over for your day-to-day living.

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Cloud computing and web-based apps have undoubtedly improved business efficiency. But once you and your team start using various online apps, one aspect quickly becomes inefficient (not to mention downright annoying): having to repeatedly enter usernames and passwords to log in.

It's bad enough having to enter a multitude of login credentials when you first open the apps each morning. But many apps automatically log you out if you haven't been using them for a few minutes. And while it's a nice security feature, it means you have to repeat the entire process whenever you take a breather.

Wouldn't it be great if a 'master control' app could automatically enter your username and password whenever an app asked for them? Of course, you'd have to log into the master control app first, and that login process would have to be very secure. But just imagine how much time and frustration it could save.

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electronic-signatures

"Signing on the dotted line." It wasn't all that long ago that phrase meant signing pen-on-paper. Increasingly these days it can also mean signing on-screen with a stylus-or even with your finger tip!-or by using your computer and keyboard.

So why have many businesses (including Paul Martin Chartered Accountant Ltd) moved to using electronic signatures? What are the advantages over using pen-on-paper for signatures on agreements?

In a word, efficiency. Electronic signatures provide efficiency gains at every point of the legal document process: from distribution, to storage, security and retrieval.

Why are businesses now finding the use of paper-based contracts and legal documents so inefficient?

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Small Business, Big Decisions: Why Savvy Business Owners 'Rent' CFO-Level Experience

Larger businesses have a Chief Financial Officer (CFO) on staff. But what can small and medium sized businesses do in this regard?

Clearly, larger businesses can afford an in-house CFO. But it goes beyond an affordability issue: Large, successful businesses also understand how crucial the CFO role is to their business performance.

The CFO in a business:

Why are business plans important for small businesses?
Some small business owners still seem a little confused about why business plans are important.

Well, our last two blogs discussed financial forecasting – in particular, how to get where you want to go and measure your progress along the way.

However, before you can start using them as a guide, there are two important things you need to know:

1. Where are you now?

2. Where do you want to be?

How do we answer these questions? We write a business plan.

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3 Reasons Your Business Needs a Budget Now

business budgeting

For many, the word 'budget' is about as appealing as the word 'diet'.

It seems to imply what you will go without, rather than what you will achieve.

To a successful business owner, however, the word 'budget' has a very different meaning.

It's more like a map than a diet. It's an outline of where you want to take the business, and what you need to achieve to get there.

Running a business without a budget is like a ship's captain setting off on a voyage without a map. Sounds ridiculous, doesn't it. Who would do that?

Yet this is, figuratively speaking, what many business owners do.

Successful business owners, on the other hand, not only set clear targets and budgets each year, they monitor them closely each month, even each week, and adjust them as they go throughout the year.

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starting a businessThe year is just starting and there are many things you could do this year that could change your life - like perhaps starting a business.

Starting a business can be overwhelming. But the rewards are great once you know how to handle the responsibility and get the business planning right. To get you excited and inspired to start a new venture, here are some of the reasons you may decide to start a business this year.

1. Monetary success

The main reason why people launch their own business is to make money! A successful business should provide financial stability. You can earn a very decent income if you get things right. However, many established and experienced business owners would say that money should not be the sole purpose for starting a business. If it is you may end up failing. Read more…

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